Vajpayee Bankable Yojana 2026 – Apply Online, Eligibility, Loan Amount, Subsidy & Benefits

The Vajpayee Bankable Yojana is a flagship self-employment loan subsidy scheme launched by the Government of Gujarat to support unemployed youth, small businessmen, artisans, women entrepreneurs, and startups.

Vajpayee Bankable Yojana Highlights

• Launched By Government of Gujarat
• Scheme Type Self Employment Loan Scheme
• Beneficiaries Youth, Women, SC/ST/OBC, General
• Loan Amount Up to ₹8,00,000
• Subsidy Up to 30%
• Interest Rate As per bank norms
• Application Mode Online
• Official Portal https://www.indiascheme.gov.in

What is Vajpayee Bankable Yojana?

Vajpayee Bankable Yojana is a bank-linked subsidy scheme that provides financial assistance to people who want to start manufacturing, service, or business activities.The government provides subsidy directly to the bank, reducing the loan burden on the applicant.

• Small business startups
• Self-employed professionals
• Rural & urban entrepreneurs
• Women and youth entrepreneurs

Vajpayee Bankable Loan Amount & Subsidy Details

• Maximum Loan Amount :Up to ₹8,00,000
• 30% subsidy for General Category
• Up to 35% subsidy for Women, SC, ST, OBC, Disabled candidates

Eligibility Criteria for Vajpayee Bankable Scheme

To apply for Vajpayee Bankable Yojana 2026, the applicant must meet the following conditions:

• Permanent resident of Gujarat
• Age between 18 to 65 years
• Minimum education: 10th Pass
• Rural area: up to ₹1,50,000
• Urban area: up to ₹2,00,000
• Should not have defaulted on any bank loan
• Business project report is mandatory

Business Activities Allowed Under the Scheme

You can start various businesses such as:

• Grocery store
• Mobile shop
• Beauty parlour
• Tailoring shop
• Repairing services
• Manufacturing units
• Service-based startups
• Small trading businesses

Documents Required for Vajpayee Bankable Yojana

Keep the following documents ready:

• Aadhaar Card
• Ration Card
• Income Certificate
• Caste Certificate (if applicable)
• Residence Proof
• Bank Passbook
• Passport Size Photo
• Project Report
• Educational Certificate

How to Apply Online for Vajpayee Bankable Yojana 2026?

Follow these simple steps:

• Visit the official Gujarat government portal
• Search for Vajpayee Bankable Yojana
• Click on Apply Online
• Fill in personal & business details
• Upload required documents
• Submit the application
• Print acknowledgment slip

Frequently Asked Questions (FAQ)
Q1. Is Vajpayee Bankable Yojana available all over India?

• No, this scheme is only for Gujarat residents.

Q2. What is the maximum subsidy amount?

• Up to 30–35% of the loan amount depending on category.

Q3. Can women apply for this scheme?

• Yes, women get additional subsidy benefits.

Q4. Is collateral required?

• Usually no collateral for small loan amounts.