Farmer Accident Insurance Scheme Gujarat: ₹2 Lakh Compensation, Eligibility & How to Apply The Farmer Accident Insurance Scheme Gujarat is a flagship welfare initiative of the Government of Gujarat aimed at providing financial security to farmers and their families in case of accidental death or permanent disability. Farming is one of the most risk-prone occupations, and this scheme ensures economic support during unforeseen tragedies.
Farmer Accident Insurance Scheme Overview 2026
Q1. Who implements the Farmer Accident Insurance Scheme in Gujarat?
- Scheme Name: Farmer Accident Insurance Scheme Gujarat
- State: Gujarat
- Beneficiary: Registered Farmers of Gujarat
- Insurance Type: Accident Insurance
- Premium: Fully Paid by Government
- Mode of Benefit Transfer: Direct Bank Transfer (DBT)
- Accidental Death Compensation: Up to ₹2,00,000
- Permanent Total Disability: Up to ₹2,00,000
- Permanent Partial Disability: Up to ₹1,00,000
- No Premium Burden on Farmers
- Covers On-field and Off-field Accidents
To avail benefits under the Farmer Accident Insurance Scheme Gujarat, applicants must fulfill the following conditions
- Must be a resident of Gujarat
- Must be a registered farmer
- Age limit generally 18 to 70 years
- Farmer’s name should be recorded in land revenue records (7/12 or 8A)
- Accident should fall under the scheme guidelines
- Road accidents
- Accidents during agricultural wor
- Electric shock
- Drowning
- Natural calamity-related accidents
- Animal attack or fall
- Aadhaar Card
- Farmer Identity Proof
- 7/12 or 8A Land Record
- Bank Passbook (for DBT)
- Accident FIR / Panchnama
- Death Certificate (in case of death)
- Disability Certificate (if applicable)
- Visit the nearest Taluka Agriculture Office or contact Village Level Officer (Gram Sevak)
- Collect the Farmer Accident Insurance Scheme application form
- Fill in all required details carefully
- Attach self-attested copies of necessary documents
- Submit the application for verification
- After approval, compensation amount will be credited directly to the bank account
- Through Taluka Office using application reference number
- By contacting Gram Sevak or Agriculture Assistant
- The Government of Gujarat implements the scheme through the Agriculture Department.
- No, the entire insurance premium is paid by the state government.
- Usually, the claim amount is transferred within 30–60 days after successful verification.
- Yes, all eligible farmers including small and marginal farmers are covered.