Loan on Aadhar Card – Get ₹4 Lakh Instant Personal Loan Apply Online 2025 If you urgently need money and your relatives or friends cannot help, don’t worry — now you can get an instant personal loan using your Aadhar Card. No need to visit the bank, submit piles of documents, or look for a guarantor. With just your Aadhar Card and PAN Card, you can apply for a loan up to ₹4,00,000 and get the amount directly credited to your bank account.
Loan on Aadhar Card – Get ₹4 Lakh Instant Personal Loan Apply Online 2025 Follow these simple steps to get your instant loan:
What is Aadhar Card Loan?
Loan on Aadhar Card – Get ₹4 Lakh Instant Personal Loan Apply Online 2025 An Aadhar Card Loan is a type of instant personal loan where your Aadhar card acts as your primary identity and address proof. Many NBFCs, digital lenders, and loan apps in India offer loans based on Aadhar verification through e-KYC.You can use this loan for:
- Medical emergency
- Education expenses
- Travel or marriage
- Home renovation or any personal need
Before you apply for an Aadhar card-based loan, make sure you meet these requirements:
- Age: 21 to 60 years
- Minimum monthly income: ₹15,000 or above
- Income source: Salary, business, or any regular earning
- CIBIL Score: Good credit history (above 650 recommended)
- Valid documents: Aadhar Card, PAN Card, and income proof
To get an instant personal loan using your Aadhar Card, you will need:
- Aadhar Card (for ID & address proof)
- PAN Card
- Income proof (Salary slip or bank statement)
- Passport-size photo
- Active email ID & mobile number
- 3 Months ₹1,37,353 / month
- 6 Months ₹70,210 / month
- 9 Months ₹47,843 / month
- 12 Months ₹36,672 / month
- Download (or any trusted loan app from Google Play Store)
- Open the app and register using your mobile number
- Enter your PAN details and verify with OTP
- Complete your online e-KYC using Aadhar card
- Fill out required loan details – amount, tenure, and EMI plan
- Submit your application for approval
- Once approved, loan amount is credited to your bank account instantly!